Friday, December 14, 2018

The Role of Insurance Defense Attorneys


Serving clients in the Gulf Coast region, Nielsen & Treas LLC focuses on constitutional, statutory, and insurance cases. Nielsen & Treas LLC’s insurance practice centers in part on insurance defense.

Insurance defense attorneys perform a number of professional roles. Some defense attorneys serve with law firms retained by insurance companies or as in-house lawyers hired by insurance companies. Some defense attorneys' role is to evaluate insurance claims for their validity and legality and advise insurance companies on these points. Sometimes, people file insurance claims for accidents that are not covered under their policies or claim compensation for injuries that were not suffered. Insurance defense attorneys advise insurers against paying false claims. 

Where invalid claims are not paid and the policyholder files suit, insurance defense attorneys defend the insurance company in court. Sometimes, insurance defense attorneys even defend policyholders against third party claims. For example, in a case of automobile insurance where a third party claims that a policyholder caused an accident, insurance defense counsel may represent the defendant policyholder so that the insurance company that has retained them limits the size of the settlement. 

Finally, insurance defense attorneys help insurance companies comply with regulations. They advise on policy coverage and business practices. They also offer guidance on compliance when state laws change or when insurers do business in states with different insurance regulations.